Spot the common scams

Findino chat shows a warning banner whenever a conversation starts. These are the patterns behind almost every classifieds scam:

• Advance payment: any request to pay before you have seen the item. Token money, booking amount, delivery fee: all the same trick.
• QR code scans: scanning a QR code sends money; it never receives it. Anyone who sends you a QR to "receive" payment is scamming.
• OTP and UPI PIN requests: nobody legitimate needs your OTP or UPI PIN. Not Findino, not a bank, not a buyer.
• Moving to another app: pressure to continue on a different messenger removes your Block, Report and chat-record protection.
• Too good to be true: a current flagship phone at half the market rate, with a story about urgency, is bait.